Banks Optimistic on Small Business Lending

Small business lending is expected to increase according to the most recent survey of bank risk professionals published by the Fair Isaac Corporation (FICO). Bankers expressed widespread optimism about the small business .. Continue reading

Small business loan approval rates on an upward trend – – Five …

Despite difficulties they faced in the past, small business owners may start to see a rebound in loan approval rates, according to a recent FICO survey of bank risk professionals. This could be good news for entrepreneurs and … Continue reading

The Small-Business Issue the Candidates Are Not Talking About

Raising the limits of Small Business Administration loans and improving export programs has helped many companies. Many are optimistic that the Jobs Act and supporting crowd-funding legislation will help in the future. Continue reading

Putting the S.B.A. Into Perspective

It’s also important to keep something in mind about the S.B.A.: it is actually a very small part of overall small-business lending in America. This is easy to forget when government officials and politicians are hiding behind S.B.A. programs and stats, using them as benchmark for the state of small-business lending and implicitly suggesting that the S.B.A. can solve all small-business problems. Continue reading