How Much Term Life Insurance Do You Need to Buy?

How much life insurance coverage I need to buy was something that really wasn’t important to me until I got married.

My first policy was a $250,000 30 year term life insurance policy and I thought that was plenty.  It was not until we had our first son that I quickly realized that was not nearly enough.

After his birth, I decided to increase it substantially. That was over two years ago.  With us in the process of building our first home and a second son on the way, I’m left wondering even with that increase if I really have bought enough life insurance.

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