15 States Opt Out of Health Insurance High-Risk Insurance Pools

On July 1st, the Affordable Care Act will begin providing temporary health care coverage to Americans who can’t find affordable insurance in the individual health care market through high-risk insurance pools. The law allows states to decide whether they will 1) participate in a new high-risk health-insurance pool, 2) build on an existing program (if they have one), 3) establish a separate state-based high risk pool with federal funding, or 4) do nothing at all, in which case, the federal government would come in and administer the program.

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