Why Term Insurance? By About Cash Flow Editor | 25 February, 2008 - 11:02 pm |15 June, 2015 Personal Finance Husband and father providing life insurance for the benefit of wife and children. For the average person in this scenario, your life insurance needs are not permanent. If you are in your 30’s or 40’s, married with children, … More: continued here Tagged Life Insurance. Bookmark the permalink.