What kind of life insurance do we need? and what is a good company … By About Cash Flow Editor | 18 January, 2009 - 10:01 pm |28 August, 2014 Personal Finance LISA asked: My man and I are 28 years old, have three children and plan to have one more children in the near future. We live in Virginia (DC range). Its yearly. More: continued here Tagged children. Bookmark the permalink.