Is Refinancing the Answer to Credit Card Debt? By About Cash Flow Editor | 16 April, 2008 - 1:04 am |11 April, 2013 Personal Finance There are two ways to overcome credit card debt. The first is refinancing your home, and using a new mortgage as a debt consolidation loan. The second is to modify your behavior and pay off your credit card debt slowly. More: continued here Tagged card-debt, Credit Card, Debt. Bookmark the permalink.