By now, you’re probably aware that consumers are required to file Form B22 (the means test form) with their bankruptcy papers.
Form B22 establishes whether you are eligible to file chapter 7, and sometimes dictates the level of repayment in a chapter 13 plan. Obviously, then, you don’t want mistakes to creep into your entries contained in the various parts of Form B22, especially by failing to claim all the expenses you are entitled to claim. One important, but sometimes confusing, part of Form B22 is the line entry for your housing expense. This is usually a large part of your budget, so getting the answer right is important.
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